Monthly Payments
Benchmark vehicle finance offers and compare buying options the way your customers do with compliant, reliable and timely data.
Time saving insights on pricing, product, and positioning
The dynamics of car buying is evolving, with consumers increasingly moving away from purchasing outright. Now, monthly affordability is often considered more important than the list price in decision-making.
Our Monthly Payments solution delivers insights into these shifting consumer behaviours. By leveraging data specifically focused on finance offers OEMs and NSCs are able to refine their product positioning and inform strategic business decisions.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/_mp_2.jpg)
Evaluate automotive contract offers from your customers’ perspective
Monthly Payments covers up to 80% of local market volume across multiple contract types and durations in the UK, Germany, France, Italy, Spain, Belgium, and the Netherlands.
It delivers finance-specific data including deposit, interest rate, monthly repayment price, external price contributions, and more.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/_jato_net.jpg)
The bird's eye view: Monthly Payments in JATO Net
Quickly examine finance offers in your local market
Compare your live offers against your competitors
Receive instant insights delivered through a convenient online platform
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/v_5.jpg)
The analyst’s workbench: Monthly Payments in V5
Thoroughly analyse trends with insights that are continually updated
Perform in depth analysis to inform your strategic business decisions
Link finance data with JATO Specifications or combine with JATO News for live reporting on relevant market events
The next generation of value analysis
Value analysis for Monthly Payments allows OEMs to optimise the value of their products and better align their offering with evolving consumer preferences and changing market trends.
Delivered as a structured report, it enables you to compare a 'basket' of individual vehicles based on their topline total contract cost, as well as individual product and service differentiators, including adjustments made for market incentives and subsidies.
With these insights, you can understand the value of each individual component of your vehicle and finance offer and compare the overall package like-for-like with your competition.
Get comprehensive, compliant, timely automotive finance insights
European markets
leading OEM brands
vehicle models
new finance datapoints
Leverage JATO automotive finance data to empower decisions
Monthly Payments is a regularly updated, flexible data solution that helps businesses to make informed choices on product positioning and pricing.
Business critical data
Valuable insights that give you an overview of customer finance options, from deposit to interest rate, monthly payments and external contributions.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/advisory-02.jpg)
Accurate competitive comparisons
Compare data across vehicles, models and markets effortlessly, and identify trends to stay competitive.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/MP_3_2024.jpg)
Multi-market coverage
Access data on top selling models and versions across the EU7 commercial contract offers, with up to 85% of each market covered.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/MP_4.jpg)
Continually updated insights
Receive data that is updated weekly, giving you the most up-to-date insights and saving time on manual data collection and consolidation.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/MP_5.jpg)
Stay ahead of the curve with consumer behaviour insights
JATO expert researchers help businesses stay ahead of market trends and consumer behaviours. See some of our recent automotive finance insights below.
92% of new cars in the UK were financed in 2022
92% of new cars registered in the UK in 2022 were purchased on finance.
Source: JATO data
Across EU5, 2m+ cars were financed in 2022
More than 2 million cars were purchased on finance across GB, France, Germany, Italy and Spain in 2022.
Source: JATO data
Consumers will pay £400pm for their car
£400 per month is the average sum consumers are willing to pay for car finance.
Source: JATO consumer research, 2023
More consumers buy EVs when available on finance
80% of consumers are more likely to buy an EV if it’s available on finance.
Source: JATO consumer research 2023
Consumers say finance lets them get a better car
More than 50% of consumers agree that car finance allows them to buy a better car.
Source: JATO consumer research 2023
How can Monthly Payments help automotive businesses?
![_contact_us_6.1](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/_contact_us_6.1.jpg)
For many consumers the dream of driving a certain car can only be possible through finance. Monthly Payments is a powerful tool that allows manufacturers and sales companies to forge lasting connections with their customers and create a path for sustainable success in the automotive market.
Huw Medcraft, Head of Product and Solutions
![car-test-4](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/car-test-4.png)
Explore our expert insights and analysis
Find out more about Monthly Payments
Speak to a member of our team to discuss your requirements and find out how we can help you compare contract offers the way your customers do.
![](https://20190729.fs1.hubspotusercontent-na1.net/hubfs/20190729/careers_1.jpg)