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    Time saving insights on pricing, product, and positioning

    The dynamics of car buying is evolving, with consumers increasingly moving away from purchasing outright. Now, monthly affordability is often considered more important than the list price in decision-making.

    Our Monthly Payments solution delivers insights into these shifting consumer behaviours. By leveraging data specifically focused on finance offers OEMs and NSCs are able to refine their product positioning and inform strategic business decisions.

    The next generation of value analysis

     
     

    Value analysis for Monthly Payments allows OEMs to optimise the value of their products and better align their offering with evolving consumer preferences and changing market trends.  
     
    Delivered as a structured report, it enables you to compare a 'basket' of individual vehicles based on their topline total contract cost, as well as individual product and service differentiators, including adjustments made for market incentives and subsidies.  
     
    With these insights, you can understand the value of each individual component of your vehicle and finance offer and compare the overall package like-for-like with your competition.

     
    Speak to an expert
    Top 7
    European markets

    50
    leading OEM brands

    80+
    vehicle models

    70+
    new finance datapoints

    Leverage JATO automotive finance data to empower decisions

    Monthly Payments is a regularly updated, flexible data solution that helps businesses to make informed choices on product positioning and pricing.

    Business critical data

    Valuable insights that give you an overview of customer finance options, from deposit to interest rate, monthly payments and external contributions.

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    Accurate competitive comparisons

    Compare data across vehicles, models and markets effortlessly, and identify trends to stay competitive.

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    Transform Your Financial Strategy with JATO's Monthly Payment Solutions

    Multi-market coverage

    Access data on top selling models and versions across the EU7 commercial contract offers, with up to 85% of each market covered.

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    Optimize Monthly Payments with JATO's Advanced Automotive Solutions

    Continually updated insights

    Receive data that is updated weekly, giving you the most up-to-date insights and saving time on manual data collection and consolidation.

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    Stay ahead of the curve with consumer behaviour insights

    JATO expert researchers help businesses stay ahead of market trends and consumer behaviours. See some of our recent automotive finance insights below.

    01

    92% of new cars in the UK were financed in 2022

    92% of new cars registered in the UK in 2022 were purchased on finance.

    Source: JATO data

    02

    Across EU5, 2m+ cars were financed in 2022

    More than 2 million cars were purchased on finance across GB, France, Germany, Italy and Spain in 2022.

    Source: JATO data

    03

    Consumers will pay £400pm for their car

    £400 per month is the average sum consumers are willing to pay for car finance.

    Source: JATO consumer research, 2023

    04

    More consumers buy EVs when available on finance

    80% of consumers are more likely to buy an EV if it’s available on finance.

    Source: JATO consumer research 2023

    05

    Consumers say finance lets them get a better car

    More than 50% of consumers agree that car finance allows them to buy a better car.

    Source: JATO consumer research 2023

    How can Monthly Payments help automotive businesses?

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    For many consumers the dream of driving a certain car can only be possible through finance. Monthly Payments is a powerful tool that allows manufacturers and sales companies to forge lasting connections with their customers and create a path for sustainable success in the automotive market.

    Huw Medcraft, Head of Product and Solutions
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    Explore our expert insights and analysis

    24 March 2025
    Chinese-owned car brands outsell Tesla in Europe in February
    A total of 966,300 new passenger cars were registered in Europe last month, marking a decline of 3% compared to the corresponding month last year. According to JATO Dynamics data for 28 markets*, decreases in Germany, Italy, Belgium, the Netherlands, Switzerland and Ireland were the main drivers of this trend.
    By Felipe Munoz
    20 March 2025
    JATO Dynamics extends legacy partnership with global mobility player Ayvens
    JATO Dynamics today announces the renewal of its long-term partnership with Ayvens, a leading global sustainable mobility player. The partnership renewal builds on 20 years of collaboration and evolution.
    By Team JATO
    27 February 2025
    European registrations of Chinese car brands soar in January while Tesla sales nosedive
    Europe’s car market experienced a decline during the first month of 2025. This is according to JATO Dynamics’ data for 28 European markets*, which found that 993,068 passenger cars were registered in January 2025 – a decrease of 1.9% from the same month in 2024.
    By Felipe Munoz

    Find out more about Monthly Payments

    Speak to a member of our team to discuss your requirements and find out how we can help you compare contract offers the way your customers do.

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